Terms of Service

Acceptance of Terms

Welcome to ArcticSignal AS ("ArcticSignal", "we", "us", or "our"). These Terms of Service ("Terms") govern your use of our website, services, and any related applications or content provided by ArcticSignal. By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, please do not use our services. We reserve the right to modify these Terms at any time, and your continued use of our services constitutes acceptance of any changes.

These Terms apply to all users of our website and clients of our financial advisory services, regardless of your location or the method by which you access our services.

About ArcticSignal

ArcticSignal AS is a Danish company (Registration Number: CVR81432678) specialising in financial advisory services for remote workers and location-independent professionals. We are registered and operate under Danish law and European Union regulations.

Description of Services

ArcticSignal provides financial advisory services specifically designed for remote workers, including but not limited to:

• Tax planning and compliance guidance
• Investment strategy development
• International banking solutions
• Income optimisation strategies
• Retirement planning for remote workers
• Business structure optimisation
• Financial education and consultation

Our services are provided through various channels including in-person consultations, video conferences, email communications, and our website platform. The specific terms for each service engagement will be outlined in separate service agreements.

User Obligations

By using our services, you agree to:

• Provide accurate, complete, and up-to-date information
• Maintain the confidentiality of any login credentials or account information
• Use our services only for lawful purposes and in accordance with these Terms
• Not interfere with or disrupt the operation of our website or services
• Not attempt to gain unauthorised access to our systems or other users' accounts
• Respect the intellectual property rights of ArcticSignal and third parties
• Comply with all applicable laws and regulations in your jurisdiction
• Pay all fees and charges associated with your use of our services in a timely manner

You are responsible for ensuring that your use of our services complies with all applicable laws in your jurisdiction. This includes but is not limited to tax laws, financial regulations, and data protection requirements.

Professional Relationship and Advice

Our advisory relationship begins when you engage our services through a formal agreement. Until such an agreement is in place, any information provided through our website, consultations, or communications should not be considered personalised financial advice.

While we strive to provide accurate and helpful information, you acknowledge that:

• All financial decisions remain your responsibility
• You should seek additional professional advice where appropriate
• Our advice is based on the information you provide and current regulations, which may change
• Past performance does not guarantee future results
• All investments and financial strategies involve risk

Fees and Payment

Fees for our services will be clearly communicated before any engagement begins. Payment terms and methods will be specified in your service agreement. You agree to pay all fees and charges in accordance with the agreed terms.

Unless otherwise specified, fees are non-refundable. In the event of late payment, we reserve the right to suspend services and charge interest on overdue amounts at the rate permitted by applicable law.

Intellectual Property

All content, materials, and intellectual property provided by ArcticSignal, including but not limited to text, graphics, logos, software, and methodologies, are owned by ArcticSignal or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to use our services and access our content solely for your personal, non-commercial use. You may not:

• Copy, modify, distribute, or create derivative works from our content
• Use our intellectual property for commercial purposes without written permission
• Reverse engineer, decompile, or disassemble any software or systems
• Remove or alter any copyright, trademark, or other proprietary notices

Confidentiality and Data Protection

We take your privacy and confidentiality seriously. All personal and financial information you provide will be handled in accordance with our Privacy Policy and applicable data protection laws, including the General Data Protection Regulation (GDPR).

Both parties agree to maintain the confidentiality of any sensitive information shared during our professional relationship. This obligation continues even after the termination of our services.

Limitation of Liability

To the maximum extent permitted by law, ArcticSignal's liability for any claims arising from or related to our services is limited to the fees paid by you for the specific services giving rise to the claim.

In no event shall ArcticSignal be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, even if we have been advised of the possibility of such damages.

We do not warrant that our services will be uninterrupted, error-free, or completely secure. You acknowledge that financial markets and regulations are subject to change, and past performance does not guarantee future results.

Some jurisdictions do not allow the limitation of certain damages, so some of these limitations may not apply to you. In such cases, our liability will be limited to the maximum extent permitted by applicable law.

Indemnification

You agree to indemnify, defend, and hold harmless ArcticSignal, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses arising from:

• Your use of our services
• Your violation of these Terms
• Your violation of any applicable laws or regulations
• Any inaccurate or misleading information you provide
• Any third-party claims related to your financial decisions or actions

Termination

Either party may terminate our professional relationship at any time with reasonable notice. Specific termination procedures and notice periods will be outlined in individual service agreements.

We reserve the right to immediately suspend or terminate your access to our services if:

• You breach these Terms or any service agreement
• You fail to pay fees when due
• Your actions pose a risk to our business or other clients
• We are required to do so by law or regulation

Upon termination, you must cease using our services and return any confidential materials. Provisions regarding confidentiality, intellectual property, limitation of liability, and governing law shall survive termination.

Governing Law

These Terms and any disputes arising from or related to your use of our services shall be governed by and construed in accordance with the laws of Denmark, without regard to its conflict of law principles.

Any legal proceedings arising from these Terms or our services shall be subject to the exclusive jurisdiction of the courts of Copenhagen, Denmark. However, we reserve the right to seek injunctive relief in any court of competent jurisdiction.

If you are a consumer residing in the European Union, you may also have rights under your local consumer protection laws, and nothing in these Terms shall limit such rights.

Dispute Resolution

We encourage the resolution of any disputes through direct communication. If you have concerns about our services, please contact us at contact@arcticsignal.world or +45 39665086.

For disputes that cannot be resolved through direct communication, we prefer to use mediation before resorting to formal legal proceedings. Both parties agree to participate in good faith in any mediation process.

Force Majeure

Neither party shall be liable for any delay or failure to perform obligations under these Terms due to circumstances beyond their reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, government actions, or technical failures.

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be replaced with a valid provision that most closely approximates the intent of the original provision.

Entire Agreement

These Terms, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and ArcticSignal regarding your use of our services. They supersede all prior or contemporaneous communications and proposals.

No modification of these Terms shall be effective unless made in writing and signed by both parties, except for changes we make to these Terms as permitted herein.

Contact Information

If you have any questions about these Terms or our services, please contact us:

Changes to Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will notify you by posting the updated Terms on our website and updating the "Last updated" date.

Your continued use of our services after any changes constitutes your acceptance of the new Terms. If you do not agree to the modified Terms, you must discontinue use of our services.